LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,525
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,914
−HK$396/mo
Today · 4.125%
HK$13,310
baseline
▲ 0.50% · 4.625%
HK$14,120
+HK$810/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,620/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,933
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,307
−HK$379/mo
Today · 4.125%
HK$14,686
baseline
▲ 0.50% · 4.625%
HK$15,460
+HK$774/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,372/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,029
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,497
−HK$475/mo
Today · 4.125%
HK$15,972
baseline
▲ 0.50% · 4.625%
HK$16,944
+HK$972/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,944/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,720
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,168
−HK$455/mo
Today · 4.125%
HK$17,623
baseline
▲ 0.50% · 4.625%
HK$18,552
+HK$929/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,246/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,534
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,080
−HK$554/mo
Today · 4.125%
HK$18,634
baseline
▲ 0.50% · 4.625%
HK$19,768
+HK$1,134/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$37,268/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,507
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,030
−HK$531/mo
Today · 4.125%
HK$20,561
baseline
▲ 0.50% · 4.625%
HK$21,644
+HK$1,083/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$41,122/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,544
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,245
−HK$713/mo
Today · 4.125%
HK$23,958
baseline
▲ 0.50% · 4.625%
HK$25,416
+HK$1,458/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,916/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,080
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,753
−HK$682/mo
Today · 4.125%
HK$26,435
baseline
▲ 0.50% · 4.625%
HK$27,829
+HK$1,394/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$52,870/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,584 · Scale 2, in force from 26 Feb 2026)