LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,250
−HK$7,854/mo
▼ 0.25% · 3.875%
HK$129,146
−HK$3,958/mo
Today · 4.125%
HK$133,104
baseline
▲ 0.50% · 4.625%
HK$141,203
+HK$8,099/mo
Deposit HK$27.46M · loan HK$27.46M · min. income ≈ HK$266,208/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,339
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$143,076
−HK$3,791/mo
Today · 4.125%
HK$146,867
baseline
▲ 0.50% · 4.625%
HK$154,608
+HK$7,741/mo
Deposit HK$27.46M · loan HK$27.46M · min. income ≈ HK$293,734/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,299
−HK$9,426/mo
▼ 0.25% · 3.875%
HK$154,975
−HK$4,750/mo
Today · 4.125%
HK$159,725
baseline
▲ 0.50% · 4.625%
HK$169,443
+HK$9,718/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$319,450/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,207
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$171,691
−HK$4,549/mo
Today · 4.125%
HK$176,240
baseline
▲ 0.50% · 4.625%
HK$185,530
+HK$9,290/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$352,480/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,349
−HK$10,996/mo
▼ 0.25% · 3.875%
HK$180,804
−HK$5,541/mo
Today · 4.125%
HK$186,345
baseline
▲ 0.50% · 4.625%
HK$197,684
+HK$11,339/mo
Deposit HK$16.48M · loan HK$38.45M · min. income ≈ HK$372,690/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,334,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,074
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$200,306
−HK$5,308/mo
Today · 4.125%
HK$205,614
baseline
▲ 0.50% · 4.625%
HK$216,452
+HK$10,838/mo
Deposit HK$16.48M · loan HK$38.45M · min. income ≈ HK$411,228/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,334,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,449
−HK$14,138/mo
▼ 0.25% · 3.875%
HK$232,462
−HK$7,125/mo
Today · 4.125%
HK$239,587
baseline
▲ 0.50% · 4.625%
HK$254,165
+HK$14,578/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$479,174/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,810
−HK$13,550/mo
▼ 0.25% · 3.875%
HK$257,537
−HK$6,823/mo
Today · 4.125%
HK$264,360
baseline
▲ 0.50% · 4.625%
HK$278,295
+HK$13,935/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$528,720/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,433 · Scale 2, in force from 26 Feb 2026)