LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,259
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$129,156
−HK$3,958/mo
Today · 4.125%
HK$133,114
baseline
▲ 0.50% · 4.625%
HK$141,214
+HK$8,100/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$266,228/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,350
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$143,087
−HK$3,791/mo
Today · 4.125%
HK$146,878
baseline
▲ 0.50% · 4.625%
HK$154,620
+HK$7,742/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$293,756/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,311
−HK$9,426/mo
▼ 0.25% · 3.875%
HK$154,987
−HK$4,750/mo
Today · 4.125%
HK$159,737
baseline
▲ 0.50% · 4.625%
HK$169,457
+HK$9,720/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$319,474/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,220
−HK$9,034/mo
▼ 0.25% · 3.875%
HK$171,704
−HK$4,550/mo
Today · 4.125%
HK$176,254
baseline
▲ 0.50% · 4.625%
HK$185,545
+HK$9,291/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$352,508/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,363
−HK$10,997/mo
▼ 0.25% · 3.875%
HK$180,818
−HK$5,542/mo
Today · 4.125%
HK$186,360
baseline
▲ 0.50% · 4.625%
HK$197,699
+HK$11,339/mo
Deposit HK$16.48M · loan HK$38.45M · min. income ≈ HK$372,720/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,334,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,090
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$200,322
−HK$5,308/mo
Today · 4.125%
HK$205,630
baseline
▲ 0.50% · 4.625%
HK$216,469
+HK$10,839/mo
Deposit HK$16.48M · loan HK$38.45M · min. income ≈ HK$411,260/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,334,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,467
−HK$14,138/mo
▼ 0.25% · 3.875%
HK$232,480
−HK$7,125/mo
Today · 4.125%
HK$239,605
baseline
▲ 0.50% · 4.625%
HK$254,185
+HK$14,580/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$479,210/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,829
−HK$13,552/mo
▼ 0.25% · 3.875%
HK$257,557
−HK$6,824/mo
Today · 4.125%
HK$264,381
baseline
▲ 0.50% · 4.625%
HK$278,317
+HK$13,936/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$528,762/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,615 · Scale 2, in force from 26 Feb 2026)