LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,264
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$129,160
−HK$3,959/mo
Today · 4.125%
HK$133,119
baseline
▲ 0.50% · 4.625%
HK$141,219
+HK$8,100/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$266,238/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,355
−HK$7,529/mo
▼ 0.25% · 3.875%
HK$143,092
−HK$3,792/mo
Today · 4.125%
HK$146,884
baseline
▲ 0.50% · 4.625%
HK$154,626
+HK$7,742/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$293,768/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,317
−HK$9,426/mo
▼ 0.25% · 3.875%
HK$154,993
−HK$4,750/mo
Today · 4.125%
HK$159,743
baseline
▲ 0.50% · 4.625%
HK$169,463
+HK$9,720/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$319,486/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,226
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$171,711
−HK$4,550/mo
Today · 4.125%
HK$176,261
baseline
▲ 0.50% · 4.625%
HK$185,552
+HK$9,291/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$352,522/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,370
−HK$10,997/mo
▼ 0.25% · 3.875%
HK$180,825
−HK$5,542/mo
Today · 4.125%
HK$186,367
baseline
▲ 0.50% · 4.625%
HK$197,707
+HK$11,340/mo
Deposit HK$16.48M · loan HK$38.45M · min. income ≈ HK$372,734/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,334,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,097
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$200,329
−HK$5,308/mo
Today · 4.125%
HK$205,637
baseline
▲ 0.50% · 4.625%
HK$216,477
+HK$10,840/mo
Deposit HK$16.48M · loan HK$38.45M · min. income ≈ HK$411,274/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,334,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,475
−HK$14,140/mo
▼ 0.25% · 3.875%
HK$232,489
−HK$7,126/mo
Today · 4.125%
HK$239,615
baseline
▲ 0.50% · 4.625%
HK$254,194
+HK$14,579/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$479,230/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,839
−HK$13,552/mo
▼ 0.25% · 3.875%
HK$257,566
−HK$6,825/mo
Today · 4.125%
HK$264,391
baseline
▲ 0.50% · 4.625%
HK$278,327
+HK$13,936/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$528,782/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,703 · Scale 2, in force from 26 Feb 2026)