LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,269
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$129,165
−HK$3,959/mo
Today · 4.125%
HK$133,124
baseline
▲ 0.50% · 4.625%
HK$141,225
+HK$8,101/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$266,248/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,360
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$143,098
−HK$3,792/mo
Today · 4.125%
HK$146,890
baseline
▲ 0.50% · 4.625%
HK$154,632
+HK$7,742/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$293,780/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,323
−HK$9,426/mo
▼ 0.25% · 3.875%
HK$154,999
−HK$4,750/mo
Today · 4.125%
HK$159,749
baseline
▲ 0.50% · 4.625%
HK$169,470
+HK$9,721/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$319,498/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,232
−HK$9,036/mo
▼ 0.25% · 3.875%
HK$171,718
−HK$4,550/mo
Today · 4.125%
HK$176,268
baseline
▲ 0.50% · 4.625%
HK$185,559
+HK$9,291/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$352,536/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,376
−HK$10,998/mo
▼ 0.25% · 3.875%
HK$180,832
−HK$5,542/mo
Today · 4.125%
HK$186,374
baseline
▲ 0.50% · 4.625%
HK$197,715
+HK$11,341/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$372,748/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,334,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,105
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$200,337
−HK$5,308/mo
Today · 4.125%
HK$205,645
baseline
▲ 0.50% · 4.625%
HK$216,485
+HK$10,840/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$411,290/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,334,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,484
−HK$14,140/mo
▼ 0.25% · 3.875%
HK$232,498
−HK$7,126/mo
Today · 4.125%
HK$239,624
baseline
▲ 0.50% · 4.625%
HK$254,204
+HK$14,580/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$479,248/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,849
−HK$13,552/mo
▼ 0.25% · 3.875%
HK$257,576
−HK$6,825/mo
Today · 4.125%
HK$264,401
baseline
▲ 0.50% · 4.625%
HK$278,338
+HK$13,937/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$528,802/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,794 · Scale 2, in force from 26 Feb 2026)