LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,269
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$129,166
−HK$3,959/mo
Today · 4.125%
HK$133,125
baseline
▲ 0.50% · 4.625%
HK$141,225
+HK$8,100/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$266,250/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,361
−HK$7,529/mo
▼ 0.25% · 3.875%
HK$143,099
−HK$3,791/mo
Today · 4.125%
HK$146,890
baseline
▲ 0.50% · 4.625%
HK$154,633
+HK$7,743/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$293,780/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,334,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,323
−HK$9,427/mo
▼ 0.25% · 3.875%
HK$154,999
−HK$4,751/mo
Today · 4.125%
HK$159,750
baseline
▲ 0.50% · 4.625%
HK$169,470
+HK$9,720/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$319,500/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,233
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$171,718
−HK$4,550/mo
Today · 4.125%
HK$176,268
baseline
▲ 0.50% · 4.625%
HK$185,560
+HK$9,292/mo
Deposit HK$21.97M · loan HK$32.96M · min. income ≈ HK$352,536/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,377
−HK$10,998/mo
▼ 0.25% · 3.875%
HK$180,832
−HK$5,543/mo
Today · 4.125%
HK$186,375
baseline
▲ 0.50% · 4.625%
HK$197,715
+HK$11,340/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$372,750/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,334,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,105
−HK$10,541/mo
▼ 0.25% · 3.875%
HK$200,338
−HK$5,308/mo
Today · 4.125%
HK$205,646
baseline
▲ 0.50% · 4.625%
HK$216,486
+HK$10,840/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$411,292/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,334,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,485
−HK$14,140/mo
▼ 0.25% · 3.875%
HK$232,499
−HK$7,126/mo
Today · 4.125%
HK$239,625
baseline
▲ 0.50% · 4.625%
HK$254,206
+HK$14,581/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$479,250/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,850
−HK$13,552/mo
▼ 0.25% · 3.875%
HK$257,577
−HK$6,825/mo
Today · 4.125%
HK$264,402
baseline
▲ 0.50% · 4.625%
HK$278,339
+HK$13,937/mo
Deposit HK$5.49M · loan HK$49.44M · min. income ≈ HK$528,804/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,804 · Scale 2, in force from 26 Feb 2026)