LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,279
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$129,176
−HK$3,959/mo
Today · 4.125%
HK$133,135
baseline
▲ 0.50% · 4.625%
HK$141,236
+HK$8,101/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$266,270/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,334,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,371
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$143,109
−HK$3,792/mo
Today · 4.125%
HK$146,901
baseline
▲ 0.50% · 4.625%
HK$154,644
+HK$7,743/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$293,802/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,334,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,334
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$155,011
−HK$4,751/mo
Today · 4.125%
HK$159,762
baseline
▲ 0.50% · 4.625%
HK$169,483
+HK$9,721/mo
Deposit HK$21.98M · loan HK$32.96M · min. income ≈ HK$319,524/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,245
−HK$9,036/mo
▼ 0.25% · 3.875%
HK$171,731
−HK$4,550/mo
Today · 4.125%
HK$176,281
baseline
▲ 0.50% · 4.625%
HK$185,573
+HK$9,292/mo
Deposit HK$21.98M · loan HK$32.96M · min. income ≈ HK$352,562/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,334,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,390
−HK$10,999/mo
▼ 0.25% · 3.875%
HK$180,846
−HK$5,543/mo
Today · 4.125%
HK$186,389
baseline
▲ 0.50% · 4.625%
HK$197,730
+HK$11,341/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$372,778/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,334,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,120
−HK$10,541/mo
▼ 0.25% · 3.875%
HK$200,353
−HK$5,308/mo
Today · 4.125%
HK$205,661
baseline
▲ 0.50% · 4.625%
HK$216,502
+HK$10,841/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$411,322/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,334,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,502
−HK$14,140/mo
▼ 0.25% · 3.875%
HK$232,516
−HK$7,126/mo
Today · 4.125%
HK$239,642
baseline
▲ 0.50% · 4.625%
HK$254,224
+HK$14,582/mo
Deposit HK$5.49M · loan HK$49.45M · min. income ≈ HK$479,284/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,868
−HK$13,554/mo
▼ 0.25% · 3.875%
HK$257,596
−HK$6,826/mo
Today · 4.125%
HK$264,422
baseline
▲ 0.50% · 4.625%
HK$278,360
+HK$13,938/mo
Deposit HK$5.49M · loan HK$49.45M · min. income ≈ HK$528,844/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,334,975 · Scale 2, in force from 26 Feb 2026)