LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,283
−HK$7,857/mo
▼ 0.25% · 3.875%
HK$129,180
−HK$3,960/mo
Today · 4.125%
HK$133,140
baseline
▲ 0.50% · 4.625%
HK$141,241
+HK$8,101/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$266,280/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,377
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$143,115
−HK$3,792/mo
Today · 4.125%
HK$146,907
baseline
▲ 0.50% · 4.625%
HK$154,650
+HK$7,743/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$293,814/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,340
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$155,017
−HK$4,751/mo
Today · 4.125%
HK$159,768
baseline
▲ 0.50% · 4.625%
HK$169,489
+HK$9,721/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$319,536/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,335,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,252
−HK$9,036/mo
▼ 0.25% · 3.875%
HK$171,737
−HK$4,551/mo
Today · 4.125%
HK$176,288
baseline
▲ 0.50% · 4.625%
HK$185,580
+HK$9,292/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$352,576/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,335,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,397
−HK$10,999/mo
▼ 0.25% · 3.875%
HK$180,853
−HK$5,543/mo
Today · 4.125%
HK$186,396
baseline
▲ 0.50% · 4.625%
HK$197,737
+HK$11,341/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$372,792/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,127
−HK$10,542/mo
▼ 0.25% · 3.875%
HK$200,360
−HK$5,309/mo
Today · 4.125%
HK$205,669
baseline
▲ 0.50% · 4.625%
HK$216,510
+HK$10,841/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$411,338/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,510
−HK$14,142/mo
▼ 0.25% · 3.875%
HK$232,525
−HK$7,127/mo
Today · 4.125%
HK$239,652
baseline
▲ 0.50% · 4.625%
HK$254,234
+HK$14,582/mo
Deposit HK$5.49M · loan HK$49.45M · min. income ≈ HK$479,304/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,878
−HK$13,554/mo
▼ 0.25% · 3.875%
HK$257,606
−HK$6,826/mo
Today · 4.125%
HK$264,432
baseline
▲ 0.50% · 4.625%
HK$278,370
+HK$13,938/mo
Deposit HK$5.49M · loan HK$49.45M · min. income ≈ HK$528,864/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,064 · Scale 2, in force from 26 Feb 2026)