LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,289
−HK$7,857/mo
▼ 0.25% · 3.875%
HK$129,187
−HK$3,959/mo
Today · 4.125%
HK$133,146
baseline
▲ 0.50% · 4.625%
HK$141,248
+HK$8,102/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$266,292/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,383
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$143,121
−HK$3,793/mo
Today · 4.125%
HK$146,914
baseline
▲ 0.50% · 4.625%
HK$154,658
+HK$7,744/mo
Deposit HK$27.47M · loan HK$27.47M · min. income ≈ HK$293,828/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,347
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$155,024
−HK$4,751/mo
Today · 4.125%
HK$159,775
baseline
▲ 0.50% · 4.625%
HK$169,497
+HK$9,722/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$319,550/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,335,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,260
−HK$9,036/mo
▼ 0.25% · 3.875%
HK$171,746
−HK$4,550/mo
Today · 4.125%
HK$176,296
baseline
▲ 0.50% · 4.625%
HK$185,589
+HK$9,293/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$352,592/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$2,335,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,405
−HK$11,000/mo
▼ 0.25% · 3.875%
HK$180,861
−HK$5,544/mo
Today · 4.125%
HK$186,405
baseline
▲ 0.50% · 4.625%
HK$197,747
+HK$11,342/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$372,810/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,136
−HK$10,543/mo
▼ 0.25% · 3.875%
HK$200,370
−HK$5,309/mo
Today · 4.125%
HK$205,679
baseline
▲ 0.50% · 4.625%
HK$216,521
+HK$10,842/mo
Deposit HK$16.48M · loan HK$38.46M · min. income ≈ HK$411,358/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,521
−HK$14,142/mo
▼ 0.25% · 3.875%
HK$232,536
−HK$7,127/mo
Today · 4.125%
HK$239,663
baseline
▲ 0.50% · 4.625%
HK$254,246
+HK$14,583/mo
Deposit HK$5.49M · loan HK$49.45M · min. income ≈ HK$479,326/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,890
−HK$13,555/mo
▼ 0.25% · 3.875%
HK$257,618
−HK$6,827/mo
Today · 4.125%
HK$264,445
baseline
▲ 0.50% · 4.625%
HK$278,384
+HK$13,939/mo
Deposit HK$5.49M · loan HK$49.45M · min. income ≈ HK$528,890/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,176 · Scale 2, in force from 26 Feb 2026)