LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,300
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$129,198
−HK$3,960/mo
Today · 4.125%
HK$133,158
baseline
▲ 0.50% · 4.625%
HK$141,260
+HK$8,102/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$266,316/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,395
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$143,134
−HK$3,792/mo
Today · 4.125%
HK$146,926
baseline
▲ 0.50% · 4.625%
HK$154,671
+HK$7,745/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$293,852/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,360
−HK$9,429/mo
▼ 0.25% · 3.875%
HK$155,037
−HK$4,752/mo
Today · 4.125%
HK$159,789
baseline
▲ 0.50% · 4.625%
HK$169,512
+HK$9,723/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$319,578/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,335,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,274
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$171,760
−HK$4,551/mo
Today · 4.125%
HK$176,311
baseline
▲ 0.50% · 4.625%
HK$185,605
+HK$9,294/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$352,622/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,335,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,420
−HK$11,001/mo
▼ 0.25% · 3.875%
HK$180,877
−HK$5,544/mo
Today · 4.125%
HK$186,421
baseline
▲ 0.50% · 4.625%
HK$197,764
+HK$11,343/mo
Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$372,842/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,153
−HK$10,544/mo
▼ 0.25% · 3.875%
HK$200,387
−HK$5,310/mo
Today · 4.125%
HK$205,697
baseline
▲ 0.50% · 4.625%
HK$216,539
+HK$10,842/mo
Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$411,394/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,540
−HK$14,144/mo
▼ 0.25% · 3.875%
HK$232,556
−HK$7,128/mo
Today · 4.125%
HK$239,684
baseline
▲ 0.50% · 4.625%
HK$254,268
+HK$14,584/mo
Deposit HK$5.50M · loan HK$49.46M · min. income ≈ HK$479,368/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,911
−HK$13,556/mo
▼ 0.25% · 3.875%
HK$257,641
−HK$6,826/mo
Today · 4.125%
HK$264,467
baseline
▲ 0.50% · 4.625%
HK$278,408
+HK$13,941/mo
Deposit HK$5.50M · loan HK$49.46M · min. income ≈ HK$528,934/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,376 · Scale 2, in force from 26 Feb 2026)