LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,530
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,920
−HK$396/mo
Today · 4.125%
HK$13,316
baseline
▲ 0.50% · 4.625%
HK$14,126
+HK$810/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,632/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,940
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,314
−HK$379/mo
Today · 4.125%
HK$14,693
baseline
▲ 0.50% · 4.625%
HK$15,468
+HK$775/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,386/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,036
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,504
−HK$475/mo
Today · 4.125%
HK$15,979
baseline
▲ 0.50% · 4.625%
HK$16,952
+HK$973/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,958/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,728
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,177
−HK$455/mo
Today · 4.125%
HK$17,632
baseline
▲ 0.50% · 4.625%
HK$18,561
+HK$929/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,264/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,543
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,088
−HK$555/mo
Today · 4.125%
HK$18,643
baseline
▲ 0.50% · 4.625%
HK$19,777
+HK$1,134/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,286/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,516
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,039
−HK$531/mo
Today · 4.125%
HK$20,570
baseline
▲ 0.50% · 4.625%
HK$21,655
+HK$1,085/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,140/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,555
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,256
−HK$713/mo
Today · 4.125%
HK$23,969
baseline
▲ 0.50% · 4.625%
HK$25,428
+HK$1,459/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,938/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,092
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,765
−HK$683/mo
Today · 4.125%
HK$26,448
baseline
▲ 0.50% · 4.625%
HK$27,842
+HK$1,394/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,896/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,642 · Scale 2, in force from 26 Feb 2026)