LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,309
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$129,207
−HK$3,960/mo
Today · 4.125%
HK$133,167
baseline
▲ 0.50% · 4.625%
HK$141,270
+HK$8,103/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$266,334/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,405
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$143,144
−HK$3,793/mo
Today · 4.125%
HK$146,937
baseline
▲ 0.50% · 4.625%
HK$154,682
+HK$7,745/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$293,874/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,371
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$155,049
−HK$4,752/mo
Today · 4.125%
HK$159,801
baseline
▲ 0.50% · 4.625%
HK$169,524
+HK$9,723/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$319,602/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,287
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$171,773
−HK$4,552/mo
Today · 4.125%
HK$176,325
baseline
▲ 0.50% · 4.625%
HK$185,619
+HK$9,294/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$352,650/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,433
−HK$11,001/mo
▼ 0.25% · 3.875%
HK$180,890
−HK$5,544/mo
Today · 4.125%
HK$186,434
baseline
▲ 0.50% · 4.625%
HK$197,778
+HK$11,344/mo
Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$372,868/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,168
−HK$10,544/mo
▼ 0.25% · 3.875%
HK$200,402
−HK$5,310/mo
Today · 4.125%
HK$205,712
baseline
▲ 0.50% · 4.625%
HK$216,555
+HK$10,843/mo
Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$411,424/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,557
−HK$14,144/mo
▼ 0.25% · 3.875%
HK$232,573
−HK$7,128/mo
Today · 4.125%
HK$239,701
baseline
▲ 0.50% · 4.625%
HK$254,287
+HK$14,586/mo
Deposit HK$5.50M · loan HK$49.46M · min. income ≈ HK$479,402/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,930
−HK$13,557/mo
▼ 0.25% · 3.875%
HK$257,660
−HK$6,827/mo
Today · 4.125%
HK$264,487
baseline
▲ 0.50% · 4.625%
HK$278,428
+HK$13,941/mo
Deposit HK$5.50M · loan HK$49.46M · min. income ≈ HK$528,974/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,549 · Scale 2, in force from 26 Feb 2026)