LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,531
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,921
−HK$396/mo
Today · 4.125%
HK$13,317
baseline
▲ 0.50% · 4.625%
HK$14,127
+HK$810/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,634/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,941
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,315
−HK$379/mo
Today · 4.125%
HK$14,694
baseline
▲ 0.50% · 4.625%
HK$15,468
+HK$774/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,388/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,037
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,505
−HK$475/mo
Today · 4.125%
HK$15,980
baseline
▲ 0.50% · 4.625%
HK$16,953
+HK$973/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,960/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,729
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,177
−HK$456/mo
Today · 4.125%
HK$17,633
baseline
▲ 0.50% · 4.625%
HK$18,562
+HK$929/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,266/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,543
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,089
−HK$555/mo
Today · 4.125%
HK$18,644
baseline
▲ 0.50% · 4.625%
HK$19,778
+HK$1,134/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,288/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,517
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,040
−HK$531/mo
Today · 4.125%
HK$20,571
baseline
▲ 0.50% · 4.625%
HK$21,656
+HK$1,085/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,142/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,556
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,257
−HK$713/mo
Today · 4.125%
HK$23,970
baseline
▲ 0.50% · 4.625%
HK$25,429
+HK$1,459/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,940/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,093
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,766
−HK$683/mo
Today · 4.125%
HK$26,449
baseline
▲ 0.50% · 4.625%
HK$27,843
+HK$1,394/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,898/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,648 · Scale 2, in force from 26 Feb 2026)