LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,311
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$129,209
−HK$3,960/mo
Today · 4.125%
HK$133,169
baseline
▲ 0.50% · 4.625%
HK$141,272
+HK$8,103/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$266,338/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,407
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$143,146
−HK$3,793/mo
Today · 4.125%
HK$146,939
baseline
▲ 0.50% · 4.625%
HK$154,684
+HK$7,745/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$293,878/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,373
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$155,050
−HK$4,753/mo
Today · 4.125%
HK$159,803
baseline
▲ 0.50% · 4.625%
HK$169,526
+HK$9,723/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$319,606/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,335,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,288
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$171,775
−HK$4,551/mo
Today · 4.125%
HK$176,326
baseline
▲ 0.50% · 4.625%
HK$185,621
+HK$9,295/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$352,652/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,335,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,435
−HK$11,001/mo
▼ 0.25% · 3.875%
HK$180,892
−HK$5,544/mo
Today · 4.125%
HK$186,436
baseline
▲ 0.50% · 4.625%
HK$197,781
+HK$11,345/mo
Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$372,872/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,170
−HK$10,544/mo
▼ 0.25% · 3.875%
HK$200,404
−HK$5,310/mo
Today · 4.125%
HK$205,714
baseline
▲ 0.50% · 4.625%
HK$216,558
+HK$10,844/mo
Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$411,428/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,559
−HK$14,145/mo
▼ 0.25% · 3.875%
HK$232,576
−HK$7,128/mo
Today · 4.125%
HK$239,704
baseline
▲ 0.50% · 4.625%
HK$254,289
+HK$14,585/mo
Deposit HK$5.50M · loan HK$49.46M · min. income ≈ HK$479,408/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,933
−HK$13,557/mo
▼ 0.25% · 3.875%
HK$257,662
−HK$6,828/mo
Today · 4.125%
HK$264,490
baseline
▲ 0.50% · 4.625%
HK$278,431
+HK$13,941/mo
Deposit HK$5.50M · loan HK$49.46M · min. income ≈ HK$528,980/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,574 · Scale 2, in force from 26 Feb 2026)