LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,532
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,922
−HK$396/mo
Today · 4.125%
HK$13,318
baseline
▲ 0.50% · 4.625%
HK$14,128
+HK$810/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,636/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,941
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,315
−HK$380/mo
Today · 4.125%
HK$14,695
baseline
▲ 0.50% · 4.625%
HK$15,469
+HK$774/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,390/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,038
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,506
−HK$475/mo
Today · 4.125%
HK$15,981
baseline
▲ 0.50% · 4.625%
HK$16,954
+HK$973/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,962/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,730
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,178
−HK$456/mo
Today · 4.125%
HK$17,634
baseline
▲ 0.50% · 4.625%
HK$18,563
+HK$929/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,268/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,544
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,090
−HK$555/mo
Today · 4.125%
HK$18,645
baseline
▲ 0.50% · 4.625%
HK$19,779
+HK$1,134/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,290/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,518
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,042
−HK$531/mo
Today · 4.125%
HK$20,573
baseline
▲ 0.50% · 4.625%
HK$21,657
+HK$1,084/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,146/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,557
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,259
−HK$713/mo
Today · 4.125%
HK$23,972
baseline
▲ 0.50% · 4.625%
HK$25,430
+HK$1,458/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,944/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,095
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,768
−HK$682/mo
Today · 4.125%
HK$26,450
baseline
▲ 0.50% · 4.625%
HK$27,845
+HK$1,395/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,900/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,655 · Scale 2, in force from 26 Feb 2026)