LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,318
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$129,216
−HK$3,960/mo
Today · 4.125%
HK$133,176
baseline
▲ 0.50% · 4.625%
HK$141,280
+HK$8,104/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$266,352/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,415
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$143,154
−HK$3,793/mo
Today · 4.125%
HK$146,947
baseline
▲ 0.50% · 4.625%
HK$154,693
+HK$7,746/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$293,894/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,381
−HK$9,431/mo
▼ 0.25% · 3.875%
HK$155,059
−HK$4,753/mo
Today · 4.125%
HK$159,812
baseline
▲ 0.50% · 4.625%
HK$169,536
+HK$9,724/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$319,624/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,298
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$171,785
−HK$4,551/mo
Today · 4.125%
HK$176,336
baseline
▲ 0.50% · 4.625%
HK$185,631
+HK$9,295/mo
Deposit HK$21.98M · loan HK$32.97M · min. income ≈ HK$352,672/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,445
−HK$11,002/mo
▼ 0.25% · 3.875%
HK$180,902
−HK$5,545/mo
Today · 4.125%
HK$186,447
baseline
▲ 0.50% · 4.625%
HK$197,792
+HK$11,345/mo
Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$372,894/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,181
−HK$10,545/mo
▼ 0.25% · 3.875%
HK$200,415
−HK$5,311/mo
Today · 4.125%
HK$205,726
baseline
▲ 0.50% · 4.625%
HK$216,570
+HK$10,844/mo
Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$411,452/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,572
−HK$14,145/mo
▼ 0.25% · 3.875%
HK$232,589
−HK$7,128/mo
Today · 4.125%
HK$239,717
baseline
▲ 0.50% · 4.625%
HK$254,304
+HK$14,587/mo
Deposit HK$5.50M · loan HK$49.46M · min. income ≈ HK$479,434/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,947
−HK$13,557/mo
▼ 0.25% · 3.875%
HK$257,677
−HK$6,827/mo
Today · 4.125%
HK$264,504
baseline
▲ 0.50% · 4.625%
HK$278,447
+HK$13,943/mo
Deposit HK$5.50M · loan HK$49.46M · min. income ≈ HK$529,008/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)