LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,533
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,923
−HK$396/mo
Today · 4.125%
HK$13,319
baseline
▲ 0.50% · 4.625%
HK$14,130
+HK$811/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,638/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,943
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,317
−HK$379/mo
Today · 4.125%
HK$14,696
baseline
▲ 0.50% · 4.625%
HK$15,471
+HK$775/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,392/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,040
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,508
−HK$475/mo
Today · 4.125%
HK$15,983
baseline
▲ 0.50% · 4.625%
HK$16,955
+HK$972/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,966/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,732
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,180
−HK$456/mo
Today · 4.125%
HK$17,636
baseline
▲ 0.50% · 4.625%
HK$18,565
+HK$929/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,272/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,546
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,092
−HK$555/mo
Today · 4.125%
HK$18,647
baseline
▲ 0.50% · 4.625%
HK$19,781
+HK$1,134/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,294/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,520
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,044
−HK$531/mo
Today · 4.125%
HK$20,575
baseline
▲ 0.50% · 4.625%
HK$21,659
+HK$1,084/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,150/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,560
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,261
−HK$713/mo
Today · 4.125%
HK$23,974
baseline
▲ 0.50% · 4.625%
HK$25,433
+HK$1,459/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,948/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,097
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,771
−HK$682/mo
Today · 4.125%
HK$26,453
baseline
▲ 0.50% · 4.625%
HK$27,848
+HK$1,395/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,906/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,669 · Scale 2, in force from 26 Feb 2026)