LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,340
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$129,239
−HK$3,961/mo
Today · 4.125%
HK$133,200
baseline
▲ 0.50% · 4.625%
HK$141,305
+HK$8,105/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$266,400/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$2,336,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,439
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$143,179
−HK$3,794/mo
Today · 4.125%
HK$146,973
baseline
▲ 0.50% · 4.625%
HK$154,720
+HK$7,747/mo
Deposit HK$27.48M · loan HK$27.48M · min. income ≈ HK$293,946/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$2,336,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,408
−HK$9,432/mo
▼ 0.25% · 3.875%
HK$155,086
−HK$4,754/mo
Today · 4.125%
HK$159,840
baseline
▲ 0.50% · 4.625%
HK$169,566
+HK$9,726/mo
Deposit HK$21.99M · loan HK$32.98M · min. income ≈ HK$319,680/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,336,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,327
−HK$9,040/mo
▼ 0.25% · 3.875%
HK$171,815
−HK$4,552/mo
Today · 4.125%
HK$176,367
baseline
▲ 0.50% · 4.625%
HK$185,664
+HK$9,297/mo
Deposit HK$21.99M · loan HK$32.98M · min. income ≈ HK$352,734/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,336,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,476
−HK$11,004/mo
▼ 0.25% · 3.875%
HK$180,934
−HK$5,546/mo
Today · 4.125%
HK$186,480
baseline
▲ 0.50% · 4.625%
HK$197,827
+HK$11,347/mo
Deposit HK$16.49M · loan HK$38.48M · min. income ≈ HK$372,960/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$2,336,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,215
−HK$10,547/mo
▼ 0.25% · 3.875%
HK$200,451
−HK$5,311/mo
Today · 4.125%
HK$205,762
baseline
▲ 0.50% · 4.625%
HK$216,608
+HK$10,846/mo
Deposit HK$16.49M · loan HK$38.48M · min. income ≈ HK$411,524/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$2,336,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,612
−HK$14,148/mo
▼ 0.25% · 3.875%
HK$232,630
−HK$7,130/mo
Today · 4.125%
HK$239,760
baseline
▲ 0.50% · 4.625%
HK$254,348
+HK$14,588/mo
Deposit HK$5.50M · loan HK$49.47M · min. income ≈ HK$479,520/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,336,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,991
−HK$13,560/mo
▼ 0.25% · 3.875%
HK$257,722
−HK$6,829/mo
Today · 4.125%
HK$264,551
baseline
▲ 0.50% · 4.625%
HK$278,496
+HK$13,945/mo
Deposit HK$5.50M · loan HK$49.47M · min. income ≈ HK$529,102/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,336,117 · Scale 2, in force from 26 Feb 2026)