LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,346
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$129,245
−HK$3,961/mo
Today · 4.125%
HK$133,206
baseline
▲ 0.50% · 4.625%
HK$141,312
+HK$8,106/mo
Deposit HK$27.49M · loan HK$27.49M · min. income ≈ HK$266,412/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$2,336,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,446
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$143,186
−HK$3,794/mo
Today · 4.125%
HK$146,980
baseline
▲ 0.50% · 4.625%
HK$154,728
+HK$7,748/mo
Deposit HK$27.49M · loan HK$27.49M · min. income ≈ HK$293,960/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$2,336,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,415
−HK$9,433/mo
▼ 0.25% · 3.875%
HK$155,094
−HK$4,754/mo
Today · 4.125%
HK$159,848
baseline
▲ 0.50% · 4.625%
HK$169,574
+HK$9,726/mo
Deposit HK$21.99M · loan HK$32.98M · min. income ≈ HK$319,696/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,336,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,336
−HK$9,040/mo
▼ 0.25% · 3.875%
HK$171,823
−HK$4,553/mo
Today · 4.125%
HK$176,376
baseline
▲ 0.50% · 4.625%
HK$185,673
+HK$9,297/mo
Deposit HK$21.99M · loan HK$32.98M · min. income ≈ HK$352,752/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$2,336,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,485
−HK$11,004/mo
▼ 0.25% · 3.875%
HK$180,943
−HK$5,546/mo
Today · 4.125%
HK$186,489
baseline
▲ 0.50% · 4.625%
HK$197,836
+HK$11,347/mo
Deposit HK$16.49M · loan HK$38.48M · min. income ≈ HK$372,978/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$2,336,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,225
−HK$10,547/mo
▼ 0.25% · 3.875%
HK$200,461
−HK$5,311/mo
Today · 4.125%
HK$205,772
baseline
▲ 0.50% · 4.625%
HK$216,619
+HK$10,847/mo
Deposit HK$16.49M · loan HK$38.48M · min. income ≈ HK$411,544/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$2,336,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,623
−HK$14,149/mo
▼ 0.25% · 3.875%
HK$232,641
−HK$7,131/mo
Today · 4.125%
HK$239,772
baseline
▲ 0.50% · 4.625%
HK$254,361
+HK$14,589/mo
Deposit HK$5.50M · loan HK$49.47M · min. income ≈ HK$479,544/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,336,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,003
−HK$13,561/mo
▼ 0.25% · 3.875%
HK$257,735
−HK$6,829/mo
Today · 4.125%
HK$264,564
baseline
▲ 0.50% · 4.625%
HK$278,510
+HK$13,946/mo
Deposit HK$5.50M · loan HK$49.47M · min. income ≈ HK$529,128/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,336,234 · Scale 2, in force from 26 Feb 2026)