LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,535
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,925
−HK$396/mo
Today · 4.125%
HK$13,321
baseline
▲ 0.50% · 4.625%
HK$14,132
+HK$811/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,642/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,945
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,319
−HK$380/mo
Today · 4.125%
HK$14,699
baseline
▲ 0.50% · 4.625%
HK$15,473
+HK$774/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,398/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,042
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,510
−HK$475/mo
Today · 4.125%
HK$15,985
baseline
▲ 0.50% · 4.625%
HK$16,958
+HK$973/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,970/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,734
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,183
−HK$455/mo
Today · 4.125%
HK$17,638
baseline
▲ 0.50% · 4.625%
HK$18,568
+HK$930/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,276/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,549
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,095
−HK$555/mo
Today · 4.125%
HK$18,650
baseline
▲ 0.50% · 4.625%
HK$19,784
+HK$1,134/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,300/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,523
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,047
−HK$531/mo
Today · 4.125%
HK$20,578
baseline
▲ 0.50% · 4.625%
HK$21,663
+HK$1,085/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,156/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,563
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,265
−HK$713/mo
Today · 4.125%
HK$23,978
baseline
▲ 0.50% · 4.625%
HK$25,437
+HK$1,459/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,956/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,101
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,775
−HK$683/mo
Today · 4.125%
HK$26,458
baseline
▲ 0.50% · 4.625%
HK$27,852
+HK$1,394/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,916/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,689 · Scale 2, in force from 26 Feb 2026)