LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,365
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$129,265
−HK$3,962/mo
Today · 4.125%
HK$133,227
baseline
▲ 0.50% · 4.625%
HK$141,333
+HK$8,106/mo
Deposit HK$27.49M · loan HK$27.49M · min. income ≈ HK$266,454/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,336,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,467
−HK$7,535/mo
▼ 0.25% · 3.875%
HK$143,208
−HK$3,794/mo
Today · 4.125%
HK$147,002
baseline
▲ 0.50% · 4.625%
HK$154,751
+HK$7,749/mo
Deposit HK$27.49M · loan HK$27.49M · min. income ≈ HK$294,004/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,336,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,438
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$155,118
−HK$4,754/mo
Today · 4.125%
HK$159,872
baseline
▲ 0.50% · 4.625%
HK$169,600
+HK$9,728/mo
Deposit HK$21.99M · loan HK$32.99M · min. income ≈ HK$319,744/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$2,336,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,361
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$171,849
−HK$4,554/mo
Today · 4.125%
HK$176,403
baseline
▲ 0.50% · 4.625%
HK$185,701
+HK$9,298/mo
Deposit HK$21.99M · loan HK$32.99M · min. income ≈ HK$352,806/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$2,336,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,511
−HK$11,006/mo
▼ 0.25% · 3.875%
HK$180,970
−HK$5,547/mo
Today · 4.125%
HK$186,517
baseline
▲ 0.50% · 4.625%
HK$197,866
+HK$11,349/mo
Deposit HK$16.49M · loan HK$38.48M · min. income ≈ HK$373,034/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$2,336,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,254
−HK$10,549/mo
▼ 0.25% · 3.875%
HK$200,491
−HK$5,312/mo
Today · 4.125%
HK$205,803
baseline
▲ 0.50% · 4.625%
HK$216,651
+HK$10,848/mo
Deposit HK$16.49M · loan HK$38.48M · min. income ≈ HK$411,606/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$2,336,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,657
−HK$14,151/mo
▼ 0.25% · 3.875%
HK$232,676
−HK$7,132/mo
Today · 4.125%
HK$239,808
baseline
▲ 0.50% · 4.625%
HK$254,399
+HK$14,591/mo
Deposit HK$5.50M · loan HK$49.48M · min. income ≈ HK$479,616/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,336,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,041
−HK$13,563/mo
▼ 0.25% · 3.875%
HK$257,774
−HK$6,830/mo
Today · 4.125%
HK$264,604
baseline
▲ 0.50% · 4.625%
HK$278,552
+HK$13,948/mo
Deposit HK$5.50M · loan HK$49.48M · min. income ≈ HK$529,208/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,336,586 · Scale 2, in force from 26 Feb 2026)