LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,379
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$129,279
−HK$3,963/mo
Today · 4.125%
HK$133,242
baseline
▲ 0.50% · 4.625%
HK$141,349
+HK$8,107/mo
Deposit HK$27.49M · loan HK$27.49M · min. income ≈ HK$266,484/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,336,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,483
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$143,224
−HK$3,795/mo
Today · 4.125%
HK$147,019
baseline
▲ 0.50% · 4.625%
HK$154,769
+HK$7,750/mo
Deposit HK$27.49M · loan HK$27.49M · min. income ≈ HK$294,038/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,336,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,455
−HK$9,435/mo
▼ 0.25% · 3.875%
HK$155,135
−HK$4,755/mo
Today · 4.125%
HK$159,890
baseline
▲ 0.50% · 4.625%
HK$169,619
+HK$9,729/mo
Deposit HK$21.99M · loan HK$32.99M · min. income ≈ HK$319,780/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$2,336,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,380
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$171,869
−HK$4,554/mo
Today · 4.125%
HK$176,423
baseline
▲ 0.50% · 4.625%
HK$185,722
+HK$9,299/mo
Deposit HK$21.99M · loan HK$32.99M · min. income ≈ HK$352,846/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$2,336,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,531
−HK$11,007/mo
▼ 0.25% · 3.875%
HK$180,991
−HK$5,547/mo
Today · 4.125%
HK$186,538
baseline
▲ 0.50% · 4.625%
HK$197,889
+HK$11,351/mo
Deposit HK$16.50M · loan HK$38.49M · min. income ≈ HK$373,076/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$2,336,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,276
−HK$10,551/mo
▼ 0.25% · 3.875%
HK$200,514
−HK$5,313/mo
Today · 4.125%
HK$205,827
baseline
▲ 0.50% · 4.625%
HK$216,676
+HK$10,849/mo
Deposit HK$16.50M · loan HK$38.49M · min. income ≈ HK$411,654/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$2,336,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,683
−HK$14,152/mo
▼ 0.25% · 3.875%
HK$232,703
−HK$7,132/mo
Today · 4.125%
HK$239,835
baseline
▲ 0.50% · 4.625%
HK$254,428
+HK$14,593/mo
Deposit HK$5.50M · loan HK$49.49M · min. income ≈ HK$479,670/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,336,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,070
−HK$13,564/mo
▼ 0.25% · 3.875%
HK$257,803
−HK$6,831/mo
Today · 4.125%
HK$264,634
baseline
▲ 0.50% · 4.625%
HK$278,583
+HK$13,949/mo
Deposit HK$5.50M · loan HK$49.49M · min. income ≈ HK$529,268/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,336,850 · Scale 2, in force from 26 Feb 2026)