LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,409
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$129,310
−HK$3,963/mo
Today · 4.125%
HK$133,273
baseline
▲ 0.50% · 4.625%
HK$141,383
+HK$8,110/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$266,546/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,516
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$143,258
−HK$3,796/mo
Today · 4.125%
HK$147,054
baseline
▲ 0.50% · 4.625%
HK$154,806
+HK$7,752/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$294,108/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,491
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$155,172
−HK$4,756/mo
Today · 4.125%
HK$159,928
baseline
▲ 0.50% · 4.625%
HK$169,659
+HK$9,731/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$319,856/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,420
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$171,910
−HK$4,555/mo
Today · 4.125%
HK$176,465
baseline
▲ 0.50% · 4.625%
HK$185,767
+HK$9,302/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$352,930/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,573
−HK$11,010/mo
▼ 0.25% · 3.875%
HK$181,034
−HK$5,549/mo
Today · 4.125%
HK$186,583
baseline
▲ 0.50% · 4.625%
HK$197,936
+HK$11,353/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$373,166/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,323
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$200,562
−HK$5,314/mo
Today · 4.125%
HK$205,876
baseline
▲ 0.50% · 4.625%
HK$216,728
+HK$10,852/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$411,752/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,737
−HK$14,155/mo
▼ 0.25% · 3.875%
HK$232,758
−HK$7,134/mo
Today · 4.125%
HK$239,892
baseline
▲ 0.50% · 4.625%
HK$254,489
+HK$14,597/mo
Deposit HK$5.50M · loan HK$49.50M · min. income ≈ HK$479,784/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,130
−HK$13,567/mo
▼ 0.25% · 3.875%
HK$257,865
−HK$6,832/mo
Today · 4.125%
HK$264,697
baseline
▲ 0.50% · 4.625%
HK$278,650
+HK$13,953/mo
Deposit HK$5.50M · loan HK$49.50M · min. income ≈ HK$529,394/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,409 · Scale 2, in force from 26 Feb 2026)