LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,412
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,313
−HK$3,964/mo
Today · 4.125%
HK$133,277
baseline
▲ 0.50% · 4.625%
HK$141,386
+HK$8,109/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$266,554/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,520
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$143,262
−HK$3,796/mo
Today · 4.125%
HK$147,058
baseline
▲ 0.50% · 4.625%
HK$154,809
+HK$7,751/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$294,116/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,495
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$155,176
−HK$4,756/mo
Today · 4.125%
HK$159,932
baseline
▲ 0.50% · 4.625%
HK$169,663
+HK$9,731/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$319,864/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,424
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$171,914
−HK$4,555/mo
Today · 4.125%
HK$176,469
baseline
▲ 0.50% · 4.625%
HK$185,771
+HK$9,302/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$352,938/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,577
−HK$11,010/mo
▼ 0.25% · 3.875%
HK$181,039
−HK$5,548/mo
Today · 4.125%
HK$186,587
baseline
▲ 0.50% · 4.625%
HK$197,941
+HK$11,354/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$373,174/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,328
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$200,566
−HK$5,315/mo
Today · 4.125%
HK$205,881
baseline
▲ 0.50% · 4.625%
HK$216,733
+HK$10,852/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$411,762/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,742
−HK$14,156/mo
▼ 0.25% · 3.875%
HK$232,764
−HK$7,134/mo
Today · 4.125%
HK$239,898
baseline
▲ 0.50% · 4.625%
HK$254,495
+HK$14,597/mo
Deposit HK$5.50M · loan HK$49.50M · min. income ≈ HK$479,796/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,136
−HK$13,568/mo
▼ 0.25% · 3.875%
HK$257,871
−HK$6,833/mo
Today · 4.125%
HK$264,704
baseline
▲ 0.50% · 4.625%
HK$278,657
+HK$13,953/mo
Deposit HK$5.50M · loan HK$49.50M · min. income ≈ HK$529,408/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,465 · Scale 2, in force from 26 Feb 2026)