LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,416
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$129,317
−HK$3,963/mo
Today · 4.125%
HK$133,280
baseline
▲ 0.50% · 4.625%
HK$141,390
+HK$8,110/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$266,560/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,524
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$143,265
−HK$3,797/mo
Today · 4.125%
HK$147,062
baseline
▲ 0.50% · 4.625%
HK$154,813
+HK$7,751/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$294,124/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,499
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$155,180
−HK$4,756/mo
Today · 4.125%
HK$159,936
baseline
▲ 0.50% · 4.625%
HK$169,668
+HK$9,732/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$319,872/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,428
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$171,919
−HK$4,555/mo
Today · 4.125%
HK$176,474
baseline
▲ 0.50% · 4.625%
HK$185,776
+HK$9,302/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$352,948/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,582
−HK$11,010/mo
▼ 0.25% · 3.875%
HK$181,043
−HK$5,549/mo
Today · 4.125%
HK$186,592
baseline
▲ 0.50% · 4.625%
HK$197,946
+HK$11,354/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$373,184/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,333
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$200,572
−HK$5,314/mo
Today · 4.125%
HK$205,886
baseline
▲ 0.50% · 4.625%
HK$216,739
+HK$10,853/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$411,772/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,748
−HK$14,156/mo
▼ 0.25% · 3.875%
HK$232,770
−HK$7,134/mo
Today · 4.125%
HK$239,904
baseline
▲ 0.50% · 4.625%
HK$254,502
+HK$14,598/mo
Deposit HK$5.50M · loan HK$49.50M · min. income ≈ HK$479,808/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,142
−HK$13,569/mo
▼ 0.25% · 3.875%
HK$257,878
−HK$6,833/mo
Today · 4.125%
HK$264,711
baseline
▲ 0.50% · 4.625%
HK$278,664
+HK$13,953/mo
Deposit HK$5.50M · loan HK$49.50M · min. income ≈ HK$529,422/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,527 · Scale 2, in force from 26 Feb 2026)