LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,420
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,322
−HK$3,963/mo
Today · 4.125%
HK$133,285
baseline
▲ 0.50% · 4.625%
HK$141,395
+HK$8,110/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$266,570/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,529
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$143,271
−HK$3,796/mo
Today · 4.125%
HK$147,067
baseline
▲ 0.50% · 4.625%
HK$154,819
+HK$7,752/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$294,134/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,504
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$155,186
−HK$4,756/mo
Today · 4.125%
HK$159,942
baseline
▲ 0.50% · 4.625%
HK$169,674
+HK$9,732/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$319,884/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,435
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$171,925
−HK$4,556/mo
Today · 4.125%
HK$176,481
baseline
▲ 0.50% · 4.625%
HK$185,783
+HK$9,302/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$352,962/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,588
−HK$11,011/mo
▼ 0.25% · 3.875%
HK$181,050
−HK$5,549/mo
Today · 4.125%
HK$186,599
baseline
▲ 0.50% · 4.625%
HK$197,953
+HK$11,354/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$373,198/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,340
−HK$10,554/mo
▼ 0.25% · 3.875%
HK$200,579
−HK$5,315/mo
Today · 4.125%
HK$205,894
baseline
▲ 0.50% · 4.625%
HK$216,747
+HK$10,853/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$411,788/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,756
−HK$14,157/mo
▼ 0.25% · 3.875%
HK$232,779
−HK$7,134/mo
Today · 4.125%
HK$239,913
baseline
▲ 0.50% · 4.625%
HK$254,512
+HK$14,599/mo
Deposit HK$5.50M · loan HK$49.50M · min. income ≈ HK$479,826/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,152
−HK$13,569/mo
▼ 0.25% · 3.875%
HK$257,888
−HK$6,833/mo
Today · 4.125%
HK$264,721
baseline
▲ 0.50% · 4.625%
HK$278,675
+HK$13,954/mo
Deposit HK$5.50M · loan HK$49.50M · min. income ≈ HK$529,442/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,615 · Scale 2, in force from 26 Feb 2026)