LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,427
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$129,329
−HK$3,964/mo
Today · 4.125%
HK$133,293
baseline
▲ 0.50% · 4.625%
HK$141,403
+HK$8,110/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$266,586/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,537
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$143,279
−HK$3,796/mo
Today · 4.125%
HK$147,075
baseline
▲ 0.50% · 4.625%
HK$154,828
+HK$7,753/mo
Deposit HK$27.50M · loan HK$27.50M · min. income ≈ HK$294,150/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,513
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$155,195
−HK$4,756/mo
Today · 4.125%
HK$159,951
baseline
▲ 0.50% · 4.625%
HK$169,684
+HK$9,733/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$319,902/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,444
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$171,935
−HK$4,556/mo
Today · 4.125%
HK$176,491
baseline
▲ 0.50% · 4.625%
HK$185,794
+HK$9,303/mo
Deposit HK$22.00M · loan HK$33.00M · min. income ≈ HK$352,982/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,598
−HK$11,012/mo
▼ 0.25% · 3.875%
HK$181,060
−HK$5,550/mo
Today · 4.125%
HK$186,610
baseline
▲ 0.50% · 4.625%
HK$197,965
+HK$11,355/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$373,220/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,351
−HK$10,555/mo
▼ 0.25% · 3.875%
HK$200,591
−HK$5,315/mo
Today · 4.125%
HK$205,906
baseline
▲ 0.50% · 4.625%
HK$216,759
+HK$10,853/mo
Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$411,812/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,769
−HK$14,158/mo
▼ 0.25% · 3.875%
HK$232,792
−HK$7,135/mo
Today · 4.125%
HK$239,927
baseline
▲ 0.50% · 4.625%
HK$254,526
+HK$14,599/mo
Deposit HK$5.50M · loan HK$49.51M · min. income ≈ HK$479,854/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,166
−HK$13,570/mo
▼ 0.25% · 3.875%
HK$257,902
−HK$6,834/mo
Today · 4.125%
HK$264,736
baseline
▲ 0.50% · 4.625%
HK$278,690
+HK$13,954/mo
Deposit HK$5.50M · loan HK$49.51M · min. income ≈ HK$529,472/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)