LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,544
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,934
−HK$396/mo
Today · 4.125%
HK$13,330
baseline
▲ 0.50% · 4.625%
HK$14,141
+HK$811/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,660/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,955
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,329
−HK$380/mo
Today · 4.125%
HK$14,709
baseline
▲ 0.50% · 4.625%
HK$15,484
+HK$775/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,418/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,052
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,520
−HK$476/mo
Today · 4.125%
HK$15,996
baseline
▲ 0.50% · 4.625%
HK$16,970
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,992/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,746
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,195
−HK$455/mo
Today · 4.125%
HK$17,650
baseline
▲ 0.50% · 4.625%
HK$18,581
+HK$931/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,300/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,561
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,107
−HK$555/mo
Today · 4.125%
HK$18,662
baseline
▲ 0.50% · 4.625%
HK$19,798
+HK$1,136/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,324/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,536
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,060
−HK$532/mo
Today · 4.125%
HK$20,592
baseline
▲ 0.50% · 4.625%
HK$21,677
+HK$1,085/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,184/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,578
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,281
−HK$713/mo
Today · 4.125%
HK$23,994
baseline
▲ 0.50% · 4.625%
HK$25,454
+HK$1,460/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,988/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,118
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,792
−HK$683/mo
Today · 4.125%
HK$26,475
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,396/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,950/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,772 · Scale 2, in force from 26 Feb 2026)