LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,439
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$129,341
−HK$3,964/mo
Today · 4.125%
HK$133,305
baseline
▲ 0.50% · 4.625%
HK$141,416
+HK$8,111/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$266,610/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,549
−HK$7,540/mo
▼ 0.25% · 3.875%
HK$143,292
−HK$3,797/mo
Today · 4.125%
HK$147,089
baseline
▲ 0.50% · 4.625%
HK$154,842
+HK$7,753/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$294,178/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,337,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,527
−HK$9,439/mo
▼ 0.25% · 3.875%
HK$155,209
−HK$4,757/mo
Today · 4.125%
HK$159,966
baseline
▲ 0.50% · 4.625%
HK$169,700
+HK$9,734/mo
Deposit HK$22.00M · loan HK$33.01M · min. income ≈ HK$319,932/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,459
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,951
−HK$4,556/mo
Today · 4.125%
HK$176,507
baseline
▲ 0.50% · 4.625%
HK$185,811
+HK$9,304/mo
Deposit HK$22.00M · loan HK$33.01M · min. income ≈ HK$353,014/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,337,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,614
−HK$11,013/mo
▼ 0.25% · 3.875%
HK$181,077
−HK$5,550/mo
Today · 4.125%
HK$186,627
baseline
▲ 0.50% · 4.625%
HK$197,983
+HK$11,356/mo
Deposit HK$16.50M · loan HK$38.51M · min. income ≈ HK$373,254/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,369
−HK$10,555/mo
▼ 0.25% · 3.875%
HK$200,609
−HK$5,315/mo
Today · 4.125%
HK$205,924
baseline
▲ 0.50% · 4.625%
HK$216,779
+HK$10,855/mo
Deposit HK$16.50M · loan HK$38.51M · min. income ≈ HK$411,848/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,790
−HK$14,159/mo
▼ 0.25% · 3.875%
HK$232,813
−HK$7,136/mo
Today · 4.125%
HK$239,949
baseline
▲ 0.50% · 4.625%
HK$254,549
+HK$14,600/mo
Deposit HK$5.50M · loan HK$49.51M · min. income ≈ HK$479,898/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,189
−HK$13,571/mo
▼ 0.25% · 3.875%
HK$257,926
−HK$6,834/mo
Today · 4.125%
HK$264,760
baseline
▲ 0.50% · 4.625%
HK$278,716
+HK$13,956/mo
Deposit HK$5.50M · loan HK$49.51M · min. income ≈ HK$529,520/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,337,962 · Scale 2, in force from 26 Feb 2026)