LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,544
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,935
−HK$396/mo
Today · 4.125%
HK$13,331
baseline
▲ 0.50% · 4.625%
HK$14,142
+HK$811/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,662/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,955
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,330
−HK$379/mo
Today · 4.125%
HK$14,709
baseline
▲ 0.50% · 4.625%
HK$15,485
+HK$776/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,418/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,053
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,521
−HK$476/mo
Today · 4.125%
HK$15,997
baseline
▲ 0.50% · 4.625%
HK$16,971
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,994/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,747
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,196
−HK$455/mo
Today · 4.125%
HK$17,651
baseline
▲ 0.50% · 4.625%
HK$18,582
+HK$931/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,302/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,562
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,108
−HK$555/mo
Today · 4.125%
HK$18,663
baseline
▲ 0.50% · 4.625%
HK$19,799
+HK$1,136/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,326/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,538
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,062
−HK$531/mo
Today · 4.125%
HK$20,593
baseline
▲ 0.50% · 4.625%
HK$21,679
+HK$1,086/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,186/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,580
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,282
−HK$714/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,456
+HK$1,460/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,120
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,794
−HK$683/mo
Today · 4.125%
HK$26,477
baseline
▲ 0.50% · 4.625%
HK$27,873
+HK$1,396/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,954/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,779 · Scale 2, in force from 26 Feb 2026)