LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,451
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$129,354
−HK$3,964/mo
Today · 4.125%
HK$133,318
baseline
▲ 0.50% · 4.625%
HK$141,430
+HK$8,112/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$266,636/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,563
−HK$7,540/mo
▼ 0.25% · 3.875%
HK$143,306
−HK$3,797/mo
Today · 4.125%
HK$147,103
baseline
▲ 0.50% · 4.625%
HK$154,857
+HK$7,754/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$294,206/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,542
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$155,224
−HK$4,758/mo
Today · 4.125%
HK$159,982
baseline
▲ 0.50% · 4.625%
HK$169,716
+HK$9,734/mo
Deposit HK$22.01M · loan HK$33.01M · min. income ≈ HK$319,964/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,338,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,476
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,968
−HK$4,556/mo
Today · 4.125%
HK$176,524
baseline
▲ 0.50% · 4.625%
HK$185,829
+HK$9,305/mo
Deposit HK$22.01M · loan HK$33.01M · min. income ≈ HK$353,048/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$2,338,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,632
−HK$11,013/mo
▼ 0.25% · 3.875%
HK$181,095
−HK$5,550/mo
Today · 4.125%
HK$186,645
baseline
▲ 0.50% · 4.625%
HK$198,002
+HK$11,357/mo
Deposit HK$16.50M · loan HK$38.51M · min. income ≈ HK$373,290/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,338,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,389
−HK$10,556/mo
▼ 0.25% · 3.875%
HK$200,629
−HK$5,316/mo
Today · 4.125%
HK$205,945
baseline
▲ 0.50% · 4.625%
HK$216,800
+HK$10,855/mo
Deposit HK$16.50M · loan HK$38.51M · min. income ≈ HK$411,890/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,338,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,812
−HK$14,161/mo
▼ 0.25% · 3.875%
HK$232,836
−HK$7,137/mo
Today · 4.125%
HK$239,973
baseline
▲ 0.50% · 4.625%
HK$254,574
+HK$14,601/mo
Deposit HK$5.50M · loan HK$49.51M · min. income ≈ HK$479,946/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,214
−HK$13,572/mo
▼ 0.25% · 3.875%
HK$257,951
−HK$6,835/mo
Today · 4.125%
HK$264,786
baseline
▲ 0.50% · 4.625%
HK$278,743
+HK$13,957/mo
Deposit HK$5.50M · loan HK$49.51M · min. income ≈ HK$529,572/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,193 · Scale 2, in force from 26 Feb 2026)