LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,463
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$129,365
−HK$3,965/mo
Today · 4.125%
HK$133,330
baseline
▲ 0.50% · 4.625%
HK$141,443
+HK$8,113/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$266,660/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,576
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$143,319
−HK$3,798/mo
Today · 4.125%
HK$147,117
baseline
▲ 0.50% · 4.625%
HK$154,872
+HK$7,755/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$294,234/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,555
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,238
−HK$4,758/mo
Today · 4.125%
HK$159,996
baseline
▲ 0.50% · 4.625%
HK$169,732
+HK$9,736/mo
Deposit HK$22.01M · loan HK$33.01M · min. income ≈ HK$319,992/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,491
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$171,983
−HK$4,557/mo
Today · 4.125%
HK$176,540
baseline
▲ 0.50% · 4.625%
HK$185,846
+HK$9,306/mo
Deposit HK$22.01M · loan HK$33.01M · min. income ≈ HK$353,080/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,648
−HK$11,014/mo
▼ 0.25% · 3.875%
HK$181,111
−HK$5,551/mo
Today · 4.125%
HK$186,662
baseline
▲ 0.50% · 4.625%
HK$198,020
+HK$11,358/mo
Deposit HK$16.51M · loan HK$38.51M · min. income ≈ HK$373,324/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,338,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,406
−HK$10,558/mo
▼ 0.25% · 3.875%
HK$200,647
−HK$5,317/mo
Today · 4.125%
HK$205,964
baseline
▲ 0.50% · 4.625%
HK$216,820
+HK$10,856/mo
Deposit HK$16.51M · loan HK$38.51M · min. income ≈ HK$411,928/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,338,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,833
−HK$14,162/mo
▼ 0.25% · 3.875%
HK$232,858
−HK$7,137/mo
Today · 4.125%
HK$239,995
baseline
▲ 0.50% · 4.625%
HK$254,598
+HK$14,603/mo
Deposit HK$5.50M · loan HK$49.52M · min. income ≈ HK$479,990/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,237
−HK$13,573/mo
▼ 0.25% · 3.875%
HK$257,975
−HK$6,835/mo
Today · 4.125%
HK$264,810
baseline
▲ 0.50% · 4.625%
HK$278,769
+HK$13,959/mo
Deposit HK$5.50M · loan HK$49.52M · min. income ≈ HK$529,620/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,407 · Scale 2, in force from 26 Feb 2026)