LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,464
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$129,367
−HK$3,965/mo
Today · 4.125%
HK$133,332
baseline
▲ 0.50% · 4.625%
HK$141,445
+HK$8,113/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$266,664/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,578
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$143,321
−HK$3,798/mo
Today · 4.125%
HK$147,119
baseline
▲ 0.50% · 4.625%
HK$154,874
+HK$7,755/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$294,238/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,557
−HK$9,442/mo
▼ 0.25% · 3.875%
HK$155,241
−HK$4,758/mo
Today · 4.125%
HK$159,999
baseline
▲ 0.50% · 4.625%
HK$169,734
+HK$9,735/mo
Deposit HK$22.01M · loan HK$33.01M · min. income ≈ HK$319,998/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,494
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$171,986
−HK$4,557/mo
Today · 4.125%
HK$176,543
baseline
▲ 0.50% · 4.625%
HK$185,848
+HK$9,305/mo
Deposit HK$22.01M · loan HK$33.01M · min. income ≈ HK$353,086/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,650
−HK$11,015/mo
▼ 0.25% · 3.875%
HK$181,114
−HK$5,551/mo
Today · 4.125%
HK$186,665
baseline
▲ 0.50% · 4.625%
HK$198,023
+HK$11,358/mo
Deposit HK$16.51M · loan HK$38.52M · min. income ≈ HK$373,330/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,338,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,409
−HK$10,557/mo
▼ 0.25% · 3.875%
HK$200,650
−HK$5,316/mo
Today · 4.125%
HK$205,966
baseline
▲ 0.50% · 4.625%
HK$216,823
+HK$10,857/mo
Deposit HK$16.51M · loan HK$38.52M · min. income ≈ HK$411,932/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,338,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,836
−HK$14,162/mo
▼ 0.25% · 3.875%
HK$232,861
−HK$7,137/mo
Today · 4.125%
HK$239,998
baseline
▲ 0.50% · 4.625%
HK$254,601
+HK$14,603/mo
Deposit HK$5.50M · loan HK$49.52M · min. income ≈ HK$479,996/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,240
−HK$13,574/mo
▼ 0.25% · 3.875%
HK$257,978
−HK$6,836/mo
Today · 4.125%
HK$264,814
baseline
▲ 0.50% · 4.625%
HK$278,773
+HK$13,959/mo
Deposit HK$5.50M · loan HK$49.52M · min. income ≈ HK$529,628/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,439 · Scale 2, in force from 26 Feb 2026)