LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,470
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$129,372
−HK$3,966/mo
Today · 4.125%
HK$133,338
baseline
▲ 0.50% · 4.625%
HK$141,451
+HK$8,113/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$266,676/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,584
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$143,327
−HK$3,798/mo
Today · 4.125%
HK$147,125
baseline
▲ 0.50% · 4.625%
HK$154,880
+HK$7,755/mo
Deposit HK$27.51M · loan HK$27.51M · min. income ≈ HK$294,250/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,563
−HK$9,442/mo
▼ 0.25% · 3.875%
HK$155,247
−HK$4,758/mo
Today · 4.125%
HK$160,005
baseline
▲ 0.50% · 4.625%
HK$169,741
+HK$9,736/mo
Deposit HK$22.01M · loan HK$33.01M · min. income ≈ HK$320,010/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,500
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$171,993
−HK$4,557/mo
Today · 4.125%
HK$176,550
baseline
▲ 0.50% · 4.625%
HK$185,856
+HK$9,306/mo
Deposit HK$22.01M · loan HK$33.01M · min. income ≈ HK$353,100/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,657
−HK$11,016/mo
▼ 0.25% · 3.875%
HK$181,121
−HK$5,552/mo
Today · 4.125%
HK$186,673
baseline
▲ 0.50% · 4.625%
HK$198,031
+HK$11,358/mo
Deposit HK$16.51M · loan HK$38.52M · min. income ≈ HK$373,346/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,338,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,417
−HK$10,558/mo
▼ 0.25% · 3.875%
HK$200,658
−HK$5,317/mo
Today · 4.125%
HK$205,975
baseline
▲ 0.50% · 4.625%
HK$216,832
+HK$10,857/mo
Deposit HK$16.51M · loan HK$38.52M · min. income ≈ HK$411,950/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,338,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,845
−HK$14,163/mo
▼ 0.25% · 3.875%
HK$232,870
−HK$7,138/mo
Today · 4.125%
HK$240,008
baseline
▲ 0.50% · 4.625%
HK$254,611
+HK$14,603/mo
Deposit HK$5.50M · loan HK$49.52M · min. income ≈ HK$480,016/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,250
−HK$13,575/mo
▼ 0.25% · 3.875%
HK$257,989
−HK$6,836/mo
Today · 4.125%
HK$264,825
baseline
▲ 0.50% · 4.625%
HK$278,784
+HK$13,959/mo
Deposit HK$5.50M · loan HK$49.52M · min. income ≈ HK$529,650/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,533 · Scale 2, in force from 26 Feb 2026)