LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,548
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,938
−HK$396/mo
Today · 4.125%
HK$13,334
baseline
▲ 0.50% · 4.625%
HK$14,146
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,668/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,959
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,333
−HK$380/mo
Today · 4.125%
HK$14,713
baseline
▲ 0.50% · 4.625%
HK$15,489
+HK$776/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,426/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,057
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,525
−HK$476/mo
Today · 4.125%
HK$16,001
baseline
▲ 0.50% · 4.625%
HK$16,975
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,002/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,751
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,200
−HK$456/mo
Today · 4.125%
HK$17,656
baseline
▲ 0.50% · 4.625%
HK$18,587
+HK$931/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,312/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,567
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,113
−HK$555/mo
Today · 4.125%
HK$18,668
baseline
▲ 0.50% · 4.625%
HK$19,804
+HK$1,136/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,336/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,543
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,067
−HK$532/mo
Today · 4.125%
HK$20,599
baseline
▲ 0.50% · 4.625%
HK$21,684
+HK$1,085/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,198/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,586
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,288
−HK$714/mo
Today · 4.125%
HK$24,002
baseline
▲ 0.50% · 4.625%
HK$25,462
+HK$1,460/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$48,004/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,126
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,800
−HK$684/mo
Today · 4.125%
HK$26,484
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,396/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,968/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,812 · Scale 2, in force from 26 Feb 2026)