LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,483
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$129,386
−HK$3,965/mo
Today · 4.125%
HK$133,351
baseline
▲ 0.50% · 4.625%
HK$141,466
+HK$8,115/mo
Deposit HK$27.52M · loan HK$27.52M · min. income ≈ HK$266,702/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,598
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$143,342
−HK$3,798/mo
Today · 4.125%
HK$147,140
baseline
▲ 0.50% · 4.625%
HK$154,896
+HK$7,756/mo
Deposit HK$27.52M · loan HK$27.52M · min. income ≈ HK$294,280/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,338,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,579
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$155,263
−HK$4,759/mo
Today · 4.125%
HK$160,022
baseline
▲ 0.50% · 4.625%
HK$169,759
+HK$9,737/mo
Deposit HK$22.01M · loan HK$33.02M · min. income ≈ HK$320,044/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,518
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$172,010
−HK$4,558/mo
Today · 4.125%
HK$176,568
baseline
▲ 0.50% · 4.625%
HK$185,875
+HK$9,307/mo
Deposit HK$22.01M · loan HK$33.02M · min. income ≈ HK$353,136/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,676
−HK$11,016/mo
▼ 0.25% · 3.875%
HK$181,140
−HK$5,552/mo
Today · 4.125%
HK$186,692
baseline
▲ 0.50% · 4.625%
HK$198,052
+HK$11,360/mo
Deposit HK$16.51M · loan HK$38.52M · min. income ≈ HK$373,384/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,338,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,437
−HK$10,559/mo
▼ 0.25% · 3.875%
HK$200,679
−HK$5,317/mo
Today · 4.125%
HK$205,996
baseline
▲ 0.50% · 4.625%
HK$216,855
+HK$10,859/mo
Deposit HK$16.51M · loan HK$38.52M · min. income ≈ HK$411,992/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,338,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,869
−HK$14,164/mo
▼ 0.25% · 3.875%
HK$232,894
−HK$7,139/mo
Today · 4.125%
HK$240,033
baseline
▲ 0.50% · 4.625%
HK$254,638
+HK$14,605/mo
Deposit HK$5.50M · loan HK$49.53M · min. income ≈ HK$480,066/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,277
−HK$13,575/mo
▼ 0.25% · 3.875%
HK$258,016
−HK$6,836/mo
Today · 4.125%
HK$264,852
baseline
▲ 0.50% · 4.625%
HK$278,813
+HK$13,961/mo
Deposit HK$5.50M · loan HK$49.53M · min. income ≈ HK$529,704/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,777 · Scale 2, in force from 26 Feb 2026)