LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,490
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$129,394
−HK$3,966/mo
Today · 4.125%
HK$133,360
baseline
▲ 0.50% · 4.625%
HK$141,474
+HK$8,114/mo
Deposit HK$27.52M · loan HK$27.52M · min. income ≈ HK$266,720/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,338,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,607
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$143,351
−HK$3,798/mo
Today · 4.125%
HK$147,149
baseline
▲ 0.50% · 4.625%
HK$154,906
+HK$7,757/mo
Deposit HK$27.52M · loan HK$27.52M · min. income ≈ HK$294,298/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,338,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,588
−HK$9,444/mo
▼ 0.25% · 3.875%
HK$155,273
−HK$4,759/mo
Today · 4.125%
HK$160,032
baseline
▲ 0.50% · 4.625%
HK$169,769
+HK$9,737/mo
Deposit HK$22.01M · loan HK$33.02M · min. income ≈ HK$320,064/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,528
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$172,021
−HK$4,558/mo
Today · 4.125%
HK$176,579
baseline
▲ 0.50% · 4.625%
HK$185,887
+HK$9,308/mo
Deposit HK$22.01M · loan HK$33.02M · min. income ≈ HK$353,158/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$2,338,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,687
−HK$11,017/mo
▼ 0.25% · 3.875%
HK$181,151
−HK$5,553/mo
Today · 4.125%
HK$186,704
baseline
▲ 0.50% · 4.625%
HK$198,064
+HK$11,360/mo
Deposit HK$16.51M · loan HK$38.52M · min. income ≈ HK$373,408/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,338,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,449
−HK$10,560/mo
▼ 0.25% · 3.875%
HK$200,691
−HK$5,318/mo
Today · 4.125%
HK$206,009
baseline
▲ 0.50% · 4.625%
HK$216,868
+HK$10,859/mo
Deposit HK$16.51M · loan HK$38.52M · min. income ≈ HK$412,018/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,338,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,883
−HK$14,164/mo
▼ 0.25% · 3.875%
HK$232,909
−HK$7,138/mo
Today · 4.125%
HK$240,047
baseline
▲ 0.50% · 4.625%
HK$254,654
+HK$14,607/mo
Deposit HK$5.50M · loan HK$49.53M · min. income ≈ HK$480,094/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,292
−HK$13,577/mo
▼ 0.25% · 3.875%
HK$258,032
−HK$6,837/mo
Today · 4.125%
HK$264,869
baseline
▲ 0.50% · 4.625%
HK$278,830
+HK$13,961/mo
Deposit HK$5.50M · loan HK$49.53M · min. income ≈ HK$529,738/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,338,922 · Scale 2, in force from 26 Feb 2026)