LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,520
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$129,424
−HK$3,967/mo
Today · 4.125%
HK$133,391
baseline
▲ 0.50% · 4.625%
HK$141,508
+HK$8,117/mo
Deposit HK$27.52M · loan HK$27.52M · min. income ≈ HK$266,782/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,339,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,640
−HK$7,544/mo
▼ 0.25% · 3.875%
HK$143,385
−HK$3,799/mo
Today · 4.125%
HK$147,184
baseline
▲ 0.50% · 4.625%
HK$154,942
+HK$7,758/mo
Deposit HK$27.52M · loan HK$27.52M · min. income ≈ HK$294,368/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,339,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,624
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$155,309
−HK$4,760/mo
Today · 4.125%
HK$160,069
baseline
▲ 0.50% · 4.625%
HK$169,809
+HK$9,740/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$320,138/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,568
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$172,062
−HK$4,559/mo
Today · 4.125%
HK$176,621
baseline
▲ 0.50% · 4.625%
HK$185,931
+HK$9,310/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$353,242/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,728
−HK$11,020/mo
▼ 0.25% · 3.875%
HK$181,194
−HK$5,554/mo
Today · 4.125%
HK$186,748
baseline
▲ 0.50% · 4.625%
HK$198,111
+HK$11,363/mo
Deposit HK$16.51M · loan HK$38.53M · min. income ≈ HK$373,496/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,339,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,496
−HK$10,562/mo
▼ 0.25% · 3.875%
HK$200,739
−HK$5,319/mo
Today · 4.125%
HK$206,058
baseline
▲ 0.50% · 4.625%
HK$216,919
+HK$10,861/mo
Deposit HK$16.51M · loan HK$38.53M · min. income ≈ HK$412,116/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,339,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,936
−HK$14,168/mo
▼ 0.25% · 3.875%
HK$232,964
−HK$7,140/mo
Today · 4.125%
HK$240,104
baseline
▲ 0.50% · 4.625%
HK$254,714
+HK$14,610/mo
Deposit HK$5.50M · loan HK$49.54M · min. income ≈ HK$480,208/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,339,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,351
−HK$13,580/mo
▼ 0.25% · 3.875%
HK$258,092
−HK$6,839/mo
Today · 4.125%
HK$264,931
baseline
▲ 0.50% · 4.625%
HK$278,896
+HK$13,965/mo
Deposit HK$5.50M · loan HK$49.54M · min. income ≈ HK$529,862/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,339,473 · Scale 2, in force from 26 Feb 2026)