LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,530
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$129,435
−HK$3,967/mo
Today · 4.125%
HK$133,402
baseline
▲ 0.50% · 4.625%
HK$141,519
+HK$8,117/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,804/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,651
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$143,396
−HK$3,800/mo
Today · 4.125%
HK$147,196
baseline
▲ 0.50% · 4.625%
HK$154,955
+HK$7,759/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,392/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,636
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$155,322
−HK$4,760/mo
Today · 4.125%
HK$160,082
baseline
▲ 0.50% · 4.625%
HK$169,823
+HK$9,741/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$320,164/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,581
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$172,076
−HK$4,559/mo
Today · 4.125%
HK$176,635
baseline
▲ 0.50% · 4.625%
HK$185,946
+HK$9,311/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$353,270/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,742
−HK$11,021/mo
▼ 0.25% · 3.875%
HK$181,209
−HK$5,554/mo
Today · 4.125%
HK$186,763
baseline
▲ 0.50% · 4.625%
HK$198,127
+HK$11,364/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$373,526/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,339,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,511
−HK$10,563/mo
▼ 0.25% · 3.875%
HK$200,755
−HK$5,319/mo
Today · 4.125%
HK$206,074
baseline
▲ 0.50% · 4.625%
HK$216,937
+HK$10,863/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$412,148/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$2,339,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,954
−HK$14,170/mo
▼ 0.25% · 3.875%
HK$232,983
−HK$7,141/mo
Today · 4.125%
HK$240,124
baseline
▲ 0.50% · 4.625%
HK$254,734
+HK$14,610/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$480,248/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,339,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,372
−HK$13,581/mo
▼ 0.25% · 3.875%
HK$258,113
−HK$6,840/mo
Today · 4.125%
HK$264,953
baseline
▲ 0.50% · 4.625%
HK$278,919
+HK$13,966/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$529,906/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$2,339,663 · Scale 2, in force from 26 Feb 2026)