LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,537
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$129,442
−HK$3,968/mo
Today · 4.125%
HK$133,410
baseline
▲ 0.50% · 4.625%
HK$141,527
+HK$8,117/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,820/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,659
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$143,405
−HK$3,799/mo
Today · 4.125%
HK$147,204
baseline
▲ 0.50% · 4.625%
HK$154,964
+HK$7,760/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,408/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,645
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$155,331
−HK$4,760/mo
Today · 4.125%
HK$160,091
baseline
▲ 0.50% · 4.625%
HK$169,833
+HK$9,742/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$320,182/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,591
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$172,085
−HK$4,560/mo
Today · 4.125%
HK$176,645
baseline
▲ 0.50% · 4.625%
HK$185,956
+HK$9,311/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$353,290/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,752
−HK$11,021/mo
▼ 0.25% · 3.875%
HK$181,219
−HK$5,554/mo
Today · 4.125%
HK$186,773
baseline
▲ 0.50% · 4.625%
HK$198,138
+HK$11,365/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$373,546/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,339,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,523
−HK$10,563/mo
▼ 0.25% · 3.875%
HK$200,766
−HK$5,320/mo
Today · 4.125%
HK$206,086
baseline
▲ 0.50% · 4.625%
HK$216,949
+HK$10,863/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$412,172/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,339,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,967
−HK$14,170/mo
▼ 0.25% · 3.875%
HK$232,996
−HK$7,141/mo
Today · 4.125%
HK$240,137
baseline
▲ 0.50% · 4.625%
HK$254,749
+HK$14,612/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$480,274/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,339,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,386
−HK$13,582/mo
▼ 0.25% · 3.875%
HK$258,128
−HK$6,840/mo
Today · 4.125%
HK$264,968
baseline
▲ 0.50% · 4.625%
HK$278,935
+HK$13,967/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$529,936/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,339,796 · Scale 2, in force from 26 Feb 2026)