LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,539
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$129,444
−HK$3,967/mo
Today · 4.125%
HK$133,411
baseline
▲ 0.50% · 4.625%
HK$141,529
+HK$8,118/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,822/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,661
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$143,406
−HK$3,800/mo
Today · 4.125%
HK$147,206
baseline
▲ 0.50% · 4.625%
HK$154,965
+HK$7,759/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,412/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,647
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$155,332
−HK$4,761/mo
Today · 4.125%
HK$160,093
baseline
▲ 0.50% · 4.625%
HK$169,835
+HK$9,742/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$320,186/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,593
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$172,087
−HK$4,560/mo
Today · 4.125%
HK$176,647
baseline
▲ 0.50% · 4.625%
HK$185,959
+HK$9,312/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$353,294/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,754
−HK$11,022/mo
▼ 0.25% · 3.875%
HK$181,221
−HK$5,555/mo
Today · 4.125%
HK$186,776
baseline
▲ 0.50% · 4.625%
HK$198,140
+HK$11,364/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$373,552/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,339,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,525
−HK$10,563/mo
▼ 0.25% · 3.875%
HK$200,769
−HK$5,319/mo
Today · 4.125%
HK$206,088
baseline
▲ 0.50% · 4.625%
HK$216,952
+HK$10,864/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$412,176/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,339,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,970
−HK$14,170/mo
▼ 0.25% · 3.875%
HK$232,999
−HK$7,141/mo
Today · 4.125%
HK$240,140
baseline
▲ 0.50% · 4.625%
HK$254,752
+HK$14,612/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$480,280/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,339,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,389
−HK$13,582/mo
▼ 0.25% · 3.875%
HK$258,131
−HK$6,840/mo
Today · 4.125%
HK$264,971
baseline
▲ 0.50% · 4.625%
HK$278,938
+HK$13,967/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$529,942/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,339,824 · Scale 2, in force from 26 Feb 2026)