LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,539
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$129,444
−HK$3,968/mo
Today · 4.125%
HK$133,412
baseline
▲ 0.50% · 4.625%
HK$141,530
+HK$8,118/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,824/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,661
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$143,407
−HK$3,800/mo
Today · 4.125%
HK$147,207
baseline
▲ 0.50% · 4.625%
HK$154,966
+HK$7,759/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,414/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,647
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,333
−HK$4,761/mo
Today · 4.125%
HK$160,094
baseline
▲ 0.50% · 4.625%
HK$169,836
+HK$9,742/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$320,188/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,594
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$172,088
−HK$4,560/mo
Today · 4.125%
HK$176,648
baseline
▲ 0.50% · 4.625%
HK$185,959
+HK$9,311/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$353,296/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,755
−HK$11,022/mo
▼ 0.25% · 3.875%
HK$181,222
−HK$5,555/mo
Today · 4.125%
HK$186,777
baseline
▲ 0.50% · 4.625%
HK$198,141
+HK$11,364/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$373,554/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,339,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,526
−HK$10,563/mo
▼ 0.25% · 3.875%
HK$200,770
−HK$5,319/mo
Today · 4.125%
HK$206,089
baseline
▲ 0.50% · 4.625%
HK$216,953
+HK$10,864/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$412,178/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,339,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,971
−HK$14,170/mo
▼ 0.25% · 3.875%
HK$233,000
−HK$7,141/mo
Today · 4.125%
HK$240,141
baseline
▲ 0.50% · 4.625%
HK$254,753
+HK$14,612/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$480,282/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,339,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,390
−HK$13,582/mo
▼ 0.25% · 3.875%
HK$258,133
−HK$6,839/mo
Today · 4.125%
HK$264,972
baseline
▲ 0.50% · 4.625%
HK$278,939
+HK$13,967/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$529,944/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,339,836 · Scale 2, in force from 26 Feb 2026)