LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,542
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$129,447
−HK$3,968/mo
Today · 4.125%
HK$133,415
baseline
▲ 0.50% · 4.625%
HK$141,533
+HK$8,118/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,830/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,664
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$143,410
−HK$3,800/mo
Today · 4.125%
HK$147,210
baseline
▲ 0.50% · 4.625%
HK$154,970
+HK$7,760/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,420/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,339,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,651
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,337
−HK$4,761/mo
Today · 4.125%
HK$160,098
baseline
▲ 0.50% · 4.625%
HK$169,839
+HK$9,741/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$320,196/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,597
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$172,092
−HK$4,560/mo
Today · 4.125%
HK$176,652
baseline
▲ 0.50% · 4.625%
HK$185,964
+HK$9,312/mo
Deposit HK$22.02M · loan HK$33.03M · min. income ≈ HK$353,304/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,339,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,759
−HK$11,022/mo
▼ 0.25% · 3.875%
HK$181,226
−HK$5,555/mo
Today · 4.125%
HK$186,781
baseline
▲ 0.50% · 4.625%
HK$198,146
+HK$11,365/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$373,562/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,339,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,530
−HK$10,564/mo
▼ 0.25% · 3.875%
HK$200,774
−HK$5,320/mo
Today · 4.125%
HK$206,094
baseline
▲ 0.50% · 4.625%
HK$216,958
+HK$10,864/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$412,188/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,339,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,976
−HK$14,171/mo
▼ 0.25% · 3.875%
HK$233,005
−HK$7,142/mo
Today · 4.125%
HK$240,147
baseline
▲ 0.50% · 4.625%
HK$254,759
+HK$14,612/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$480,294/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,339,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,396
−HK$13,582/mo
▼ 0.25% · 3.875%
HK$258,138
−HK$6,840/mo
Today · 4.125%
HK$264,978
baseline
▲ 0.50% · 4.625%
HK$278,946
+HK$13,968/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$529,956/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,339,889 · Scale 2, in force from 26 Feb 2026)