LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,555
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,945
−HK$397/mo
Today · 4.125%
HK$13,342
baseline
▲ 0.50% · 4.625%
HK$14,154
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,684/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,967
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,342
−HK$380/mo
Today · 4.125%
HK$14,722
baseline
▲ 0.50% · 4.625%
HK$15,498
+HK$776/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,444/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,066
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,534
−HK$477/mo
Today · 4.125%
HK$16,011
baseline
▲ 0.50% · 4.625%
HK$16,985
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,022/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,761
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,210
−HK$456/mo
Today · 4.125%
HK$17,666
baseline
▲ 0.50% · 4.625%
HK$18,597
+HK$931/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,332/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,577
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,123
−HK$556/mo
Today · 4.125%
HK$18,679
baseline
▲ 0.50% · 4.625%
HK$19,816
+HK$1,137/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,358/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,554
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,078
−HK$532/mo
Today · 4.125%
HK$20,610
baseline
▲ 0.50% · 4.625%
HK$21,697
+HK$1,087/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,220/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,599
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,302
−HK$714/mo
Today · 4.125%
HK$24,016
baseline
▲ 0.50% · 4.625%
HK$25,477
+HK$1,461/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,032/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,141
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,815
−HK$684/mo
Today · 4.125%
HK$26,499
baseline
▲ 0.50% · 4.625%
HK$27,896
+HK$1,397/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$52,998/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,883 · Scale 2, in force from 26 Feb 2026)