LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,552
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$129,458
−HK$3,967/mo
Today · 4.125%
HK$133,425
baseline
▲ 0.50% · 4.625%
HK$141,544
+HK$8,119/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,850/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,676
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$143,422
−HK$3,800/mo
Today · 4.125%
HK$147,222
baseline
▲ 0.50% · 4.625%
HK$154,982
+HK$7,760/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,444/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,663
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,349
−HK$4,761/mo
Today · 4.125%
HK$160,110
baseline
▲ 0.50% · 4.625%
HK$169,853
+HK$9,743/mo
Deposit HK$22.02M · loan HK$33.04M · min. income ≈ HK$320,220/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,340,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,611
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$172,106
−HK$4,560/mo
Today · 4.125%
HK$176,666
baseline
▲ 0.50% · 4.625%
HK$185,978
+HK$9,312/mo
Deposit HK$22.02M · loan HK$33.04M · min. income ≈ HK$353,332/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,340,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,773
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$181,241
−HK$5,555/mo
Today · 4.125%
HK$186,796
baseline
▲ 0.50% · 4.625%
HK$198,162
+HK$11,366/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$373,592/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,546
−HK$10,564/mo
▼ 0.25% · 3.875%
HK$200,790
−HK$5,320/mo
Today · 4.125%
HK$206,110
baseline
▲ 0.50% · 4.625%
HK$216,975
+HK$10,865/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$412,220/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,994
−HK$14,172/mo
▼ 0.25% · 3.875%
HK$233,024
−HK$7,142/mo
Today · 4.125%
HK$240,166
baseline
▲ 0.50% · 4.625%
HK$254,779
+HK$14,613/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$480,332/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,416
−HK$13,583/mo
▼ 0.25% · 3.875%
HK$258,159
−HK$6,840/mo
Today · 4.125%
HK$264,999
baseline
▲ 0.50% · 4.625%
HK$278,968
+HK$13,969/mo
Deposit HK$5.51M · loan HK$49.55M · min. income ≈ HK$529,998/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,073 · Scale 2, in force from 26 Feb 2026)