LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,554
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$129,459
−HK$3,968/mo
Today · 4.125%
HK$133,427
baseline
▲ 0.50% · 4.625%
HK$141,546
+HK$8,119/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,854/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,677
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$143,423
−HK$3,801/mo
Today · 4.125%
HK$147,224
baseline
▲ 0.50% · 4.625%
HK$154,984
+HK$7,760/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,448/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,664
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$155,351
−HK$4,761/mo
Today · 4.125%
HK$160,112
baseline
▲ 0.50% · 4.625%
HK$169,855
+HK$9,743/mo
Deposit HK$22.02M · loan HK$33.04M · min. income ≈ HK$320,224/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,340,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,613
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$172,108
−HK$4,560/mo
Today · 4.125%
HK$176,668
baseline
▲ 0.50% · 4.625%
HK$185,981
+HK$9,313/mo
Deposit HK$22.02M · loan HK$33.04M · min. income ≈ HK$353,336/mo (50% DSR)
Upfront cash ≈ HK$24.36M (deposit + AVD stamp duty HK$2,340,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,775
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$181,243
−HK$5,555/mo
Today · 4.125%
HK$186,798
baseline
▲ 0.50% · 4.625%
HK$198,164
+HK$11,366/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$373,596/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,548
−HK$10,565/mo
▼ 0.25% · 3.875%
HK$200,793
−HK$5,320/mo
Today · 4.125%
HK$206,113
baseline
▲ 0.50% · 4.625%
HK$216,977
+HK$10,864/mo
Deposit HK$16.52M · loan HK$38.54M · min. income ≈ HK$412,226/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,997
−HK$14,172/mo
▼ 0.25% · 3.875%
HK$233,026
−HK$7,143/mo
Today · 4.125%
HK$240,169
baseline
▲ 0.50% · 4.625%
HK$254,782
+HK$14,613/mo
Deposit HK$5.51M · loan HK$49.56M · min. income ≈ HK$480,338/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,419
−HK$13,583/mo
▼ 0.25% · 3.875%
HK$258,162
−HK$6,840/mo
Today · 4.125%
HK$265,002
baseline
▲ 0.50% · 4.625%
HK$278,971
+HK$13,969/mo
Deposit HK$5.51M · loan HK$49.56M · min. income ≈ HK$530,004/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,102 · Scale 2, in force from 26 Feb 2026)