LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,561
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$129,467
−HK$3,968/mo
Today · 4.125%
HK$133,435
baseline
▲ 0.50% · 4.625%
HK$141,555
+HK$8,120/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,870/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,686
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$143,432
−HK$3,801/mo
Today · 4.125%
HK$147,233
baseline
▲ 0.50% · 4.625%
HK$154,994
+HK$7,761/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,466/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,674
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$155,361
−HK$4,761/mo
Today · 4.125%
HK$160,122
baseline
▲ 0.50% · 4.625%
HK$169,865
+HK$9,743/mo
Deposit HK$22.03M · loan HK$33.04M · min. income ≈ HK$320,244/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$2,340,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,623
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$172,119
−HK$4,560/mo
Today · 4.125%
HK$176,679
baseline
▲ 0.50% · 4.625%
HK$185,992
+HK$9,313/mo
Deposit HK$22.03M · loan HK$33.04M · min. income ≈ HK$353,358/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$2,340,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,786
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$181,254
−HK$5,555/mo
Today · 4.125%
HK$186,809
baseline
▲ 0.50% · 4.625%
HK$198,176
+HK$11,367/mo
Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$373,618/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,560
−HK$10,566/mo
▼ 0.25% · 3.875%
HK$200,805
−HK$5,321/mo
Today · 4.125%
HK$206,126
baseline
▲ 0.50% · 4.625%
HK$216,991
+HK$10,865/mo
Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$412,252/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,011
−HK$14,173/mo
▼ 0.25% · 3.875%
HK$233,041
−HK$7,143/mo
Today · 4.125%
HK$240,184
baseline
▲ 0.50% · 4.625%
HK$254,798
+HK$14,614/mo
Deposit HK$5.51M · loan HK$49.56M · min. income ≈ HK$480,368/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,435
−HK$13,584/mo
▼ 0.25% · 3.875%
HK$258,178
−HK$6,841/mo
Today · 4.125%
HK$265,019
baseline
▲ 0.50% · 4.625%
HK$278,988
+HK$13,969/mo
Deposit HK$5.51M · loan HK$49.56M · min. income ≈ HK$530,038/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,247 · Scale 2, in force from 26 Feb 2026)