LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,566
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$129,472
−HK$3,968/mo
Today · 4.125%
HK$133,440
baseline
▲ 0.50% · 4.625%
HK$141,559
+HK$8,119/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,880/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,691
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$143,437
−HK$3,801/mo
Today · 4.125%
HK$147,238
baseline
▲ 0.50% · 4.625%
HK$154,999
+HK$7,761/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,476/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,679
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$155,366
−HK$4,762/mo
Today · 4.125%
HK$160,128
baseline
▲ 0.50% · 4.625%
HK$169,871
+HK$9,743/mo
Deposit HK$22.03M · loan HK$33.04M · min. income ≈ HK$320,256/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$2,340,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,629
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$172,125
−HK$4,560/mo
Today · 4.125%
HK$176,685
baseline
▲ 0.50% · 4.625%
HK$185,999
+HK$9,314/mo
Deposit HK$22.03M · loan HK$33.04M · min. income ≈ HK$353,370/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$2,340,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,792
−HK$11,024/mo
▼ 0.25% · 3.875%
HK$181,260
−HK$5,556/mo
Today · 4.125%
HK$186,816
baseline
▲ 0.50% · 4.625%
HK$198,183
+HK$11,367/mo
Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$373,632/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,567
−HK$10,566/mo
▼ 0.25% · 3.875%
HK$200,812
−HK$5,321/mo
Today · 4.125%
HK$206,133
baseline
▲ 0.50% · 4.625%
HK$216,998
+HK$10,865/mo
Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$412,266/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,019
−HK$14,173/mo
▼ 0.25% · 3.875%
HK$233,049
−HK$7,143/mo
Today · 4.125%
HK$240,192
baseline
▲ 0.50% · 4.625%
HK$254,807
+HK$14,615/mo
Deposit HK$5.51M · loan HK$49.56M · min. income ≈ HK$480,384/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,443
−HK$13,585/mo
▼ 0.25% · 3.875%
HK$258,187
−HK$6,841/mo
Today · 4.125%
HK$265,028
baseline
▲ 0.50% · 4.625%
HK$278,998
+HK$13,970/mo
Deposit HK$5.51M · loan HK$49.56M · min. income ≈ HK$530,056/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,329 · Scale 2, in force from 26 Feb 2026)