LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,557
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,948
−HK$397/mo
Today · 4.125%
HK$13,345
baseline
▲ 0.50% · 4.625%
HK$14,157
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,690/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,970
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,344
−HK$380/mo
Today · 4.125%
HK$14,724
baseline
▲ 0.50% · 4.625%
HK$15,501
+HK$777/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,448/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,069
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,537
−HK$477/mo
Today · 4.125%
HK$16,014
baseline
▲ 0.50% · 4.625%
HK$16,988
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,028/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,764
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,213
−HK$456/mo
Today · 4.125%
HK$17,669
baseline
▲ 0.50% · 4.625%
HK$18,601
+HK$932/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,338/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,580
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,127
−HK$555/mo
Today · 4.125%
HK$18,682
baseline
▲ 0.50% · 4.625%
HK$19,819
+HK$1,137/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,364/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,558
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,082
−HK$532/mo
Today · 4.125%
HK$20,614
baseline
▲ 0.50% · 4.625%
HK$21,701
+HK$1,087/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,228/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,603
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,306
−HK$714/mo
Today · 4.125%
HK$24,020
baseline
▲ 0.50% · 4.625%
HK$25,482
+HK$1,462/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,040/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,145
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,820
−HK$684/mo
Today · 4.125%
HK$26,504
baseline
▲ 0.50% · 4.625%
HK$27,901
+HK$1,397/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$53,008/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,906 · Scale 2, in force from 26 Feb 2026)