LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,572
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$129,478
−HK$3,968/mo
Today · 4.125%
HK$133,446
baseline
▲ 0.50% · 4.625%
HK$141,566
+HK$8,120/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$266,892/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,697
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$143,444
−HK$3,801/mo
Today · 4.125%
HK$147,245
baseline
▲ 0.50% · 4.625%
HK$155,006
+HK$7,761/mo
Deposit HK$27.53M · loan HK$27.53M · min. income ≈ HK$294,490/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$2,340,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,686
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$155,373
−HK$4,762/mo
Today · 4.125%
HK$160,135
baseline
▲ 0.50% · 4.625%
HK$169,879
+HK$9,744/mo
Deposit HK$22.03M · loan HK$33.04M · min. income ≈ HK$320,270/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$2,340,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,637
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$172,132
−HK$4,561/mo
Today · 4.125%
HK$176,693
baseline
▲ 0.50% · 4.625%
HK$186,007
+HK$9,314/mo
Deposit HK$22.03M · loan HK$33.04M · min. income ≈ HK$353,386/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$2,340,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,800
−HK$11,024/mo
▼ 0.25% · 3.875%
HK$181,269
−HK$5,555/mo
Today · 4.125%
HK$186,824
baseline
▲ 0.50% · 4.625%
HK$198,192
+HK$11,368/mo
Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$373,648/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,576
−HK$10,566/mo
▼ 0.25% · 3.875%
HK$200,821
−HK$5,321/mo
Today · 4.125%
HK$206,142
baseline
▲ 0.50% · 4.625%
HK$217,008
+HK$10,866/mo
Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$412,284/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,029
−HK$14,174/mo
▼ 0.25% · 3.875%
HK$233,060
−HK$7,143/mo
Today · 4.125%
HK$240,203
baseline
▲ 0.50% · 4.625%
HK$254,819
+HK$14,616/mo
Deposit HK$5.51M · loan HK$49.56M · min. income ≈ HK$480,406/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,455
−HK$13,585/mo
▼ 0.25% · 3.875%
HK$258,199
−HK$6,841/mo
Today · 4.125%
HK$265,040
baseline
▲ 0.50% · 4.625%
HK$279,011
+HK$13,971/mo
Deposit HK$5.51M · loan HK$49.56M · min. income ≈ HK$530,080/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,436 · Scale 2, in force from 26 Feb 2026)